Home loans, done properly.
First home, next home, or forever home, we compare across our lender panel and handle the heavy lifting, from pre-approval to settlement. We don’t charge broker fees. Lender and third-party fees may apply.
Your complete financial situation will need to be assessed before acceptance of any proposal or product. Lender criteria, terms, fees and charges apply.
The right loan, not the easiest one.
A home loan is usually the biggest financial commitment you'll ever make, and the difference between a loan that fits and one that doesn't can add up to tens of thousands of dollars over its life. Banks can only offer you their own products. We're different: as a broker accredited with more than 35 lenders, we compare across the market and recommend what's right for you.
We start with a conversation about your situation and goals, then research lenders whose policies actually suit your circumstances, your deposit size, your income type, your timeline. You get a clear recommendation, explained in plain terms, and we manage the application, the paperwork, and the lender right through to settlement.
And because lenders pay us a commission when your loan settles, our service costs you nothing. You get an expert in your corner, at no cost to you.
What you get with Toukan Finance
Genuine Comparison
We compare interest rates, fees, features and lending policies across our full panel, majors, non-banks, and specialists, and show you why we recommend what we do.
Pre-Approval First
Shopping with a pre-approval means you know your budget and can act fast. We prepare your application properly the first time, so there are no surprises later.
We Chase, You Don't
Applications stall when no one follows up. We manage the lender, the valuer and the paperwork, and keep you updated at every step.
Repayment calculator
Estimate your monthly and fortnightly repayments on a principal-and-interest loan.
Planning tool only. Any pre-filled figures are hypothetical assumptions, not advertised lender rates, quotes or offers. Change the inputs to reflect your circumstances. Results exclude costs described below.
Estimates only. Calculations assume principal-and-interest repayments at a constant rate with no fees, offsets or rate changes. Results do not constitute credit advice or an offer of finance, and your eligibility depends on a full assessment of your circumstances. Talk to us for figures based on your actual situation.
Home Loans FAQs
How much deposit do I need to buy a home?
What's the difference between pre-approval and full approval?
Does using a broker cost me anything?
Fixed or variable, which is better?
How long does a home loan application take?
Ready to find your home loan?
Tell us what you're trying to achieve, and we'll come back with options explained in plain English.