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Run your numbers, your way.

Eight complimentary calculators covering repayments, refinancing, stamp duty, borrowing power and more. Estimates only, when you want figures based on your actual situation, that's what we're here for.

Calculator

Home loan repayments

Monthly and fortnightly repayments on any loan amount. More about Home Loans →

Planning tool only. Any pre-filled figures are hypothetical assumptions, not advertised lender rates, quotes or offers. Change the inputs to reflect your circumstances. Results exclude costs described below.

Monthly repayment
$3,793 /mo
Fortnightly equivalent
$1,751 /fn
Total interest over the loan
$715,560

Estimates only. Calculations assume principal-and-interest repayments at a constant rate with no fees, offsets or rate changes. Results do not constitute credit advice or an offer of finance, and your eligibility depends on a full assessment of your circumstances. Talk to us for figures based on your actual situation.

Calculator

Refinance savings

What a lower rate saves you per month and over the loan. More about Refinancing →

Planning tool only. Any pre-filled figures are hypothetical assumptions, not advertised lender rates, quotes or offers. Change the inputs to reflect your circumstances. Results exclude costs described below.

Monthly difference before switching costs
$270 /mo
Current repayment
$3,696 /mo
New repayment
$3,427 /mo
Difference over remaining term before costs
$80,864

Estimates only. Assumes principal-and-interest repayments over the same remaining term, and excludes switching costs such as discharge fees, application fees, and any fixed-rate break costs, we'll quantify those for your actual loan. Results do not constitute credit advice or an offer of finance, and your eligibility depends on a full assessment of your circumstances. Talk to us for figures based on your actual situation.

Calculator

NSW stamp duty

Transfer duty, including the first home buyer exemption. More about First Home Buyers →

Planning tool only. Any pre-filled figures are hypothetical assumptions, not advertised lender rates, quotes or offers. Change the inputs to reflect your circumstances. Results exclude costs described below.

Estimated transfer duty
$0
First home buyer saving
$27,937
Full exemption, no transfer duty.

Estimates for NSW residential property contracts from 1 July 2026 to 30 June 2027. First home buyer concessions apply only if eligible, for new or existing homes, not vacant land. Excludes foreign purchaser surcharges, registration and transfer fees. Confirm your circumstances and current figures with Revenue NSW. General information only.

Calculator

Investment repayments & yield

Loan repayments and gross rental yield on a purchase. More about Investment Loans →

Planning tool only. Any pre-filled figures are hypothetical assumptions, not advertised lender rates, quotes or offers. Change the inputs to reflect your circumstances. Results exclude costs described below.

Loan amount
$640,000
Interest-only repayment
$3,253 /mo
P&I repayment (30 yrs)
$3,878 /mo
Gross rental yield
4.23%

Estimates only. Gross yield is annual rent divided by purchase price and ignores costs such as rates, management fees, insurance, maintenance and vacancy. Repayments assume a constant rate. Results do not constitute credit advice or an offer of finance, and your eligibility depends on a full assessment of your circumstances. Talk to us for figures based on your actual situation.

Calculator

Construction interest

Interest-only payments while your build progresses. More about Construction Loans →

Planning tool only. Any pre-filled figures are hypothetical assumptions, not advertised lender rates, quotes or offers. Change the inputs to reflect your circumstances. Results exclude costs described below.

Average monthly payment during build
$3,500 /mo
At start (land only drawn)
$2,250 /mo
At completion (fully drawn)
$4,750 /mo
Estimated interest during build
$42,000

Estimates only. Assumes interest-only payments during construction, with the land amount fully drawn from day one and the build amount drawn progressively (averaging ~50% across the build period). Actual interest depends on your drawdown schedule and rate. Results do not constitute credit advice or an offer of finance, and your eligibility depends on a full assessment of your circumstances. Talk to us for figures based on your actual situation.

Calculator

Car loan repayments

Repayments with or without a balloon payment. More about Car & Asset Finance →

Planning tool only. Any pre-filled figures are hypothetical assumptions, not advertised lender rates, quotes or offers. Change the inputs to reflect your circumstances. Results exclude costs described below.

Monthly repayment
$716 /mo
Balloon due at end
$13,500
Total of payments
$56,434

Estimates only. Assumes a fixed rate with equal monthly repayments and the balloon paid as a lump sum at the end of the term. Excludes fees and charges. Results do not constitute credit advice or an offer of finance, and your eligibility depends on a full assessment of your circumstances. Talk to us for figures based on your actual situation.

Calculator

Borrowing power

A rough guide to your maximum borrowing capacity. More about Self-Employed Lending →

Planning tool only. Any pre-filled figures are hypothetical assumptions, not advertised lender rates, quotes or offers. Change the inputs to reflect your circumstances. Results exclude costs described below.

Indicative borrowing power
$397,702
Estimated monthly surplus
$3,200 /mo

Estimates only. This is a simplified model: it approximates after-tax income, applies the standard 3% serviceability buffer to the rate, and assumes a 30-year term. Real lender assessments use your actual financials, household size and detailed expense categories, and results vary widely between lenders, especially for self-employed applicants. Results do not constitute credit advice or an offer of finance, and your eligibility depends on a full assessment of your circumstances. Talk to us for figures based on your actual situation.

Calculator

Business loan repayments

Monthly and weekly repayments on a business facility. More about Business Lending →

Planning tool only. Any pre-filled figures are hypothetical assumptions, not advertised lender rates, quotes or offers. Change the inputs to reflect your circumstances. Results exclude costs described below.

Monthly repayment
$3,959 /mo
Weekly equivalent
$914 /wk
Total interest over term
$82,566

Estimates only. Assumes principal-and-interest repayments at a constant rate. Business lending rates and structures vary widely with security offered, trading history and facility type. Results do not constitute credit advice or an offer of finance, and your eligibility depends on a full assessment of your circumstances. Talk to us for figures based on your actual situation.

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