Run your numbers, your way.
Eight free calculators covering repayments, refinancing, stamp duty, borrowing power and more. Estimates only, when you want figures based on your actual situation, that's what we're here for.
Home loan repayments
Monthly and fortnightly repayments on any loan amount. More about Home Loans →
Estimates only. Calculations assume principal-and-interest repayments at a constant rate with no fees, offsets or rate changes. Results do not constitute credit advice or an offer of finance, and your eligibility depends on a full assessment of your circumstances. Talk to us for figures based on your actual situation.
Refinance savings
What a lower rate saves you per month and over the loan. More about Refinancing →
Estimates only. Assumes principal-and-interest repayments over the same remaining term, and excludes switching costs such as discharge fees, application fees, and any fixed-rate break costs, we'll quantify those for your actual loan. Results do not constitute credit advice or an offer of finance, and your eligibility depends on a full assessment of your circumstances. Talk to us for figures based on your actual situation.
NSW stamp duty
Transfer duty, including the first home buyer exemption. More about First Home Buyers →
Estimates only. Uses NSW transfer duty rates for FY2025–26 (thresholds are indexed each 1 July) and approximates the FHBAS concession between $800k and $1m on a linear scale. Excludes surcharge purchaser duty, mortgage registration and transfer fees. Check current rates at revenue.nsw.gov.au. Results do not constitute credit advice or an offer of finance, and your eligibility depends on a full assessment of your circumstances. Talk to us for figures based on your actual situation.
Investment repayments & yield
Loan repayments and gross rental yield on a purchase. More about Investment Loans →
Estimates only. Gross yield is annual rent divided by purchase price and ignores costs such as rates, management fees, insurance, maintenance and vacancy. Repayments assume a constant rate. Results do not constitute credit advice or an offer of finance, and your eligibility depends on a full assessment of your circumstances. Talk to us for figures based on your actual situation.
Construction interest
Interest-only payments while your build progresses. More about Construction Loans →
Estimates only. Assumes interest-only payments during construction, with the land amount fully drawn from day one and the build amount drawn progressively (averaging ~50% across the build period). Actual interest depends on your drawdown schedule and rate. Results do not constitute credit advice or an offer of finance, and your eligibility depends on a full assessment of your circumstances. Talk to us for figures based on your actual situation.
Car loan repayments
Repayments with or without a balloon payment. More about Car & Asset Finance →
Estimates only. Assumes a fixed rate with equal monthly repayments and the balloon paid as a lump sum at the end of the term. Excludes fees and charges. Results do not constitute credit advice or an offer of finance, and your eligibility depends on a full assessment of your circumstances. Talk to us for figures based on your actual situation.
Borrowing power
A rough guide to your maximum borrowing capacity. More about Self-Employed Lending →
Estimates only. This is a simplified model: it approximates after-tax income, applies the standard 3% serviceability buffer to the rate, and assumes a 30-year term. Real lender assessments use your actual financials, household size and detailed expense categories, and results vary widely between lenders, especially for self-employed applicants. Results do not constitute credit advice or an offer of finance, and your eligibility depends on a full assessment of your circumstances. Talk to us for figures based on your actual situation.
Business loan repayments
Monthly and weekly repayments on a business facility. More about Business Lending →
Estimates only. Assumes principal-and-interest repayments at a constant rate. Business lending rates and structures vary widely with security offered, trading history and facility type. Results do not constitute credit advice or an offer of finance, and your eligibility depends on a full assessment of your circumstances. Talk to us for figures based on your actual situation.