01 / FIRST HOME BUYERS
From “where do we start?”
to a clear plan.
Understand your deposit, borrowing options and the steps to buying. We explain what matters and guide you through the application.
Talk about your first homeSydney based. Australia wide.
Home loans,
with someone
in your corner.
Buying your first home, refinancing or working for yourself? We make sense of your options and take care of the legwork.
0426 299 702A friendly 10–15 minute first conversation.Clear, direct communicationOne broker from start to settlementQuarterly home loan reviews
Daniel ToukanMortgage & Finance Broker
Meet your broker
A real conversation.
A clearer way forward.
At Toukan Finance, you deal directly with Daniel. We take the time to understand what you want to achieve, explain your options clearly and keep things moving.
We started Toukan Finance to make the process feel easier. You should feel comfortable asking questions and know someone is looking out for you.
We handle the research, paperwork and lender follow-ups. You stay informed, without having to chase every detail.
Let’s talk about your plansCredit Representative Number 577748FBAA MemberAFCA Member
How we help
Your situation.
Our starting point.
There’s no need to have everything figured out before you speak to us. We’ll help you work through it.
From “where do we start?”
02 / REFINANCING
Your life changes.
Your loan should keep up.
We compare your current loan with suitable options, including the fees and costs of switching. Then we explain whether a change makes sense.
Let’s review your loan03 / SELF-EMPLOYED
You run the business.
We work through the lending.
Multiple income sources, business structures or changing earnings? We look at your documents and which lenders may suit your circumstances.
Talk through your situationSomething else in mind?
Car & asset finance Personal loans Business financeMore home loan options
We also help with investment and construction loans. Tell us what you’re planning.
What happens next
Start with a call.
We’ll take it from there.
Quick replies, practical guidance and someone who follows through.
A 10–15 minute conversation
Tell us what’s on your mind.
We’ll cover your goals and situation. You don’t need a folder full of paperwork for the first chat.
A clear view of your options
Know where you stand.
We aim to outline your options within a week once we have the information we need. We’ll explain what’s possible and the next steps.
Support through the details
Keep things moving.
When you’re ready, we manage the application and follow up with the lender. Approval and timing depend on the lender’s assessment.
Still in your corner after settlement.
We review your home loan each quarter to check its rate and ongoing suitability. If there’s something worth discussing, we’ll get in touch.
Before you rule yourself out
Let’s look at
the full picture.
A question mark doesn’t have to be the end of the conversation.
Illustrative situations, not client stories or promises of approval. Options depend on your circumstances and lender criteria.
“My income isn’t straightforward.”
You might have business income, a salary and income from another source. We can review how it’s documented and how lenders may assess it.
“I’ve only just started a new job.”
Your work history, contract and probation status may all matter. We’ll look at the requirements of lenders on our panel before discussing a path forward.
“I don’t think I can borrow yet.”
We can work through your income, commitments and deposit to understand where you stand. If now isn’t the right time, we’ll explain what may need to change.
“What do you charge?”
We don’t charge broker fees. We’re paid commission by the lender, which we disclose to you. Lender and third-party fees may apply.
Let’s have a conversation
No need to have
all the answers.
Tell us what you’re thinking. We’ll help you work out the next step.
0426 299 702 Prefer a message? Chat on WhatsAppNo broker fees.
We’re paid commission by the lender, which we disclose to you. Lender and third-party fees may apply.