Guides worth more than a Google rabbit hole.
Free, plain-English guides to the decisions this site helps with, written for 2026 rules, checked against official sources, and yours to keep. No email address required.
Eight guides, zero fluff.
The First Home Buyer's Guide
Every grant, scheme and exemption for NSW buyers in 2026, the expanded 5% deposit guarantee, $0 stamp duty, the $10k grant, and how to stack them.
Download free PDF ↓The Refinance Guide
What switching really costs, what it really saves, the loyalty tax, and when staying put is the right call.
Download free PDF ↓The Investor's Guide to Lending
Structure, serviceability, interest-only vs P&I, and the lending decisions that build portfolios instead of stalling them.
Download free PDF ↓Buying With Little or No Deposit
Guarantor loans, the 5% government guarantee, LMI waivers and every legitimate path past the 20% deposit myth.
Download free PDF ↓The Super & SMSF Property Guide
The First Home Super Saver scheme and SMSF property lending, what works, what's banned, and the timing traps.
Download free PDF ↓The Self-Employed Lending Guide
Low-doc vs full-doc, the add-backs that lift your assessable income, and how to prove your income and get approved when you work for yourself.
Download free PDF ↓The Business Lending Guide
Commercial property, asset & equipment finance, and working-capital lending, the structures, LVRs and trade-offs explained for property, asset and personal needs.
Download free PDF ↓How to Look Great to a Lender
The habits that turn a maybe into a yes, credit file, genuine savings, card limits and account conduct, and how to be a good borrower in the lender's eyes.
Download free PDF ↓General information only, current as at June 2026. Scheme rules and thresholds change, the guides note where to confirm current figures, or just ask us. Not credit, financial, tax or legal advice.
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